Your property has been damaged by smoke and fire, and the last thing you want to do is deal with your insurance company. Regrettably, insurers frequently make it more difficult than is really required to settle claims since they are aware that this kind of damage would result in a significant financial burden for their customers.
Can You Fix Water Damage Yourself?The biggest concern when dealing with any type of water damage is the risk of mold growth. Mold can begin to form if the wet areas are not dried completely. Mold can impact the health of anyone who breathes it in but it can really take a toll on those who have allergies, asthma, and/or a weakened immune system.
What is sudden and accidental water damage? Sudden and accidental water damage covers discharge or overflow of water or steam from within a plumbing, heating, or air conditioning system, or household appliance. This is typically included up to the policy limits with most “HO3” policy types.
Water damage to your property is usually covered as a standard feature in your buildings insurance policy. Often referred to as 'escape of water' by insurers, it can be caused by several issues, from burst pipes due to freezing temperatures, to a leaking dishwasher or an overflowing blocked toilet.
Water Damage Repair Cost by Area Area of Repair Price for the Average Project Wall $275 - $2,200 Ceiling $325 - $1,100 Roof $350 - $1,400 Foundation $2,000 - $10,000.